How SMEs can easily save time—and thousands of dollars—with the MNC Accounting Advantage System™
Inside: I break down real case studies, practical examples, and the simple system top SG businesses use to keep more profit, stay IRAS-ready, and sleep easy.

by Nina Imran

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Nina 1-1 Accounting Audit - Han Kwan Yeow

Hey, it’s Nina here! 😊If bookkeeping, tax deadlines, or cash flow feel overwhelming—I’ve got you. Let’s hop on a quick call, and I’ll personally help you:✅ Spot gaps in your bookkeeping & accounting setup✅ Walk you through some simple automations that saves you time in book-keeping✅ Answer any

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Most business owners work incredibly hard, but unless you’ve got a real CFO or Fortune 500 playbook, your accounting is always… a question mark.
Ask 10 SME founders, and you’ll hear the same:

“I know I should be on top of my numbers, but honestly? I just want to run my business, serve my clients, and grow.”
Here’s what’s funny (and maybe a little painful 😕):

Some of the best business owners I’ve met—industry leaders, seven-figure founders—were losing money, or running blind, simply because their finance systems were built for “the basics,” not for clarity or control.
They thought they were okay.

But almost every time when they became my clients and I took a real deep look…

We’d find hidden claims, overpayments, or avoidable risks that even their previous accountants missed.
That’s why I had years refining what I now call the MNC Accounting Advantage System™.
To bring the same strategic, detail-obsessed approach Fortune 500 companies use—right into the hands of local business owners.
It’s a simple, proven way to see what’s really happening behind the numbers—so every month, you know your business is safe, your money is maximised, and you’re not one of the 80% quietly bleeding cash.
What You’ll Get in This Guide
Inside, I’ll show you:
  • #1: How to spot “silent leaks” in your books
  • #2: Simple automations that reclaim your time—without fancy apps or new hires
  • #3: What “audit-ready” really means (and how to sleep easy when IRAS comes calling)
Why we're qualified to help (Nina Imran)
Over 6 figures in hidden savings, & 9 years of experience maximising book-keeping for SG Business Owners
  • 7 years running accounting for Fortune 500 companies—now brought to local SMEs
  • Over 6 figures in missed claims and tax savings recovered for SG business owners
  • 9 years’ hands-on experience with Singapore SMEs—from retail and F&B to tech and healthcare
  • 30+ businesses helped—from solopreneurs to multi-million-dollar firms—all with MNC-grade controls
  • $100,000+ found in overpayments and missed deductions using MNC audit playbooks
  • 0 IRAS penalties for clients in the last 5 years—proactive, not just compliant
  • Dozens of founders freed from ‘spreadsheet chaos’—with automated dashboards and Fortune 500 best practices
  • 100% of clients say they’d recommend JWI Advisors (see real case studies below)
#1. How to spot silent leaks in your books
What are silent leaks?
  • Missed claims and deductions (the ones even… sometimes accountants skip)
  • Overstated revenue or expenses, leading to higher tax
  • Manual errors that slip through because “it’s always been done this way”
Here's some examples of it in practise.
Silent Leak #1: How a growing wellness brand saved over $18,547 in overpaid taxes.
Most founders assume tax is just a cost of doing business. But the real cost?

Never questioning if there’s a better way.
There's a reason why there are so, so, so many movies created around finance crimes.
The truth is, there's many ways to play the game, LEGALLY.
In this case, emotional wellness' founder was running a growing wellness counselling brand, year after year as a sole proprietor.
Revenue was rising—but unfortunately… so was the tax bill.
Then one afternoon, we had a frank conversation about structure.

She discovered:
  • Sole proprietors in SG can pay up to 24% tax.
  • A Pte Ltd pays just 17%—and unlocks startup exemptions most never use.
So we sat down, converted her business to Pte Ltd, and utilised the startup tax exemption scheme for the next 3 years.
This effectively put five figures back in her account—year after year.
Silent Leak #1.1: $6,395 In Overpaid Taxes
It’s easy to think that if your accounts are tidy and the reports look fine, everything’s on track.

One of my clients had an existing accountant that he's been using for some time,

but wanted to have a second pair of eyes over his numbers.

We dug deeper, redid the accounts (found multiple overlooked tax initiatives) and found gaps:
  • There's a small overstatement in revenue — which pushed up the tax bill.
  • About $3,900 in business expenses that were eligible, but never claimed!
  • ECI (Estimated Chargeable income) that was slightly higher than necessary.
All these added up to $6,395 in total tax savings — money that found it's way into the business.
**Singapore SMEs often miss allowable deductions due to incomplete or non-strategic filings.
IRAS and local accounting bodies have confirmed this is common amongst business.

That's why having accurate numbers in your business is super important, and having knowledge on what tax deductions / exemptions you are eligible to will save you thousands of dollars.
P.S.: Created a simple guide you can apply to prevent these from happening to you.
#2. Automations that can easily be applied
Nearly half of SG SMEs experience >30 day payment delays—source: DBS, Xero, Mastercard SME studies.
There are so many bookkeeping solutions out there—Xero, QuickBooks, MYOB, ZohoBooks—the dashboards alone can feel overwhelming.
But you don’t need to overhaul everything.
Most of these systems already let you add simple automations that can save you hours every week.
Here’s what you can do:
  • Set up a basic bank feed so all your transactions import automatically.
  • Snap & save receipts with your phone—no more lost paperwork.
  • Use a recurring monthly checklist so nothing gets missed, and you never have to remember what’s next.
With my MNC Accounting Advantage System™ we do things like automated payment tagging, automated late payment reminders, etc.
** Illustrated a simple example so you can see how simple automations can help you save time.
Just these small tweaks have helped my clients go from 5 hours a week on admin to just 30 minutes.
P.S.: Created a simple guide on automating late payment reminders, just for you here 🙂
#3: What “audit-ready” really means
ACRA and IRAS data show most late compliance fines are due to missing/late documentation, often discovered only at year-end.
Most business owners only think about their accounts when IRAS deadlines hit—cue the scramble, missing invoices, and last-minute stress.
But here’s what most don’t realise:

Having your numbers “audit-ready” all year isn’t just about safety—it’s the secret to saving money, getting paid faster, and even raising your business’s value.
Here’s what really changes when your books are always clean:
  • You claim every dollar: Many SMEs unknowingly leave up to $20,000 a year unclaimed just from missed tax deductions.
  • You get paid on time: Nearly half of SMEs wait over a month to collect payments—clean books fix this.
  • You avoid surprise fines: More than half of businesses get hit with preventable penalties.
  • You raise your valuation: Clean accounts make your business more attractive to buyers, investors, and banks—often adding 10–30% to what it’s worth.
"Accounting is the language of business" — Warren Buffett
"What gets measured, gets managed." — Peter Drucker
“If you don’t know your numbers, you don’t know your business.” — Marcus Lemonis
When your books are always clean, you make better decisions, sleep easier, and your business is always ready—whether you’re growing, selling, or just wanting less stress.

Audit-ready isn’t just for IRAS.

It’s for building a business that’s always prepared, always valuable, and always under control.
Old Way vs. New Way
Back then, accounting was “just compliance.”
You submitted your numbers.
You paid your taxes.
You crossed your fingers and hoped you didn’t miss anything big.
That was the norm for years. It worked—until business got more complex, competition grew, and IRAS made rules tighter.
Here’s what that old playbook looks like today:
  • You pass your files to a generic accountant.
  • They check the boxes, file your taxes, and send you a report you barely understand.
  • You feel like “just another client.”
  • If you have questions, you get standard answers—or none at all.
  • Every year is the same scramble:
     – Did we claim everything?
     – Are there leaks in my accounts?
     – Am I about to get fined?
The result?

You’re always one step behind.

You might be compliant, but you’re never confident.
The New Way (MNC Accounting Advantage System™)
  • It starts with a quick audit call.

    We hop on a chat— I'll listen to what you want, understand your numbers, see if there's things you're applying to your business already or not, understand your challenges, and share honest actionable feedback.

    End of the call, I'll be upfront, and share if I can help (or if you’re better off elsewhere).
  • If we’re a fit, we go deeper—together.

    We’ll book a deep dive call. I need to understand your business.

    You tell me where you want your business to go—your dreams, bottlenecks, what keeps you up at night. You bring what you have—books, statements, even a shoebox of receipts. I’m not here to judge.
  • We'll do the heavy lifting.
  • I'll dig into your numbers, clean up what’s missing, and spot silent leaks—missed claims, tax risks, cash flow gaps.
  • I'll set up the right automations and reminders in your software—so admin drops from hours to minutes.
  • Your admin becomes routine, not a headache.
Every month, you get a clear snapshot: what’s working, what’s next, where you stand.
No more chasing paperwork, missing deadlines, or wondering what’s hiding in your accounts.
You always know what’s coming in, what’s going out, and where your money’s working for you.
  • Results compound.
Less admin, less stress, fewer surprises.
More savings, better cash flow, cleaner books (your valuation goes up, too).
You get a partner who cares about your business—not just compliance.
What's needed to make it work
It’s easy to do a quick cleanup, automate a few things, and feel like you’re sorted—for now.
But real, lasting clarity with your books?
That takes a simple system, a little patience, and a willingness to partner up for the long run.
Here’s what I’ve learned after 9 years with SG business owners:
  • You don’t need to have everything perfect.
     You just need to be open about what’s working, what’s not, and where you want your business to go.
     (And honestly, nobody comes in with spotless books.)
  • It works best when we work together.
     I’ll bring the system, the care, and the right questions to spot leaks and find savings.
     All you need is a little time and honesty—share your goals and your real challenges.
  • It’s not instant, but it gets easier every month.
     We start with a deep dive to sort things out, then set up small changes and automations.
     Usually, in 3–6 months, things feel smoother, clearer, and you’re spending way less time on admin.
  • Results build up over time.
     A few quick wins turn into big shifts—more confidence, better cashflow, and books that support your business growth.

Bottom line:
I’ll do the heavy lifting and guide you at every step.
All you need is a willingness to show up, ask questions, and let me help you build a system that lasts.
If you want a long-term partner who cares about your business as much as you do, I’m here.
Let’s make your books an asset—not a headache.
Why are we doing this?
Over the past 9 years, I’ve worked alongside business owners across all kinds of industries—retail, healthcare, tech, F&B, and more.
The more I worked with real businesses, the more I saw that most owners weren’t getting the clarity or support they actually needed.
I saw founders overwhelmed by paperwork, worried about penalties, or simply unsure if their business was really on solid ground.
That’s what pushed me to go deeper.

I didn’t just want to file reports—I wanted to help owners feel confident, organized, and truly in control of their numbers.
Along the way, I realized the real issue isn’t just information, or “doing the accounts.”

It’s about having someone who cares enough to dig in, find the blindspots, and set up a system that actually works for you—so you can focus on growing your business, not chasing paperwork.
So I went on a journey to really understand accounts and taxes,

Took my CPA exams on my own accord—just to make sure I could provide the best service possible. 💪
Today, I only want to work with owners who care about doing things right—not shortcuts, not “tick the box” accounting.

It’s about building real clarity, protecting your profits, and making your business easier to run, year after year.
To be transparent, I run a small, hands-on practice.

My priority is always quality over quantity—that’s why I only can take on a select few new clients at a time.
But if you’re ready for a real partner—we do have some slots open.
And if you want someone who treats your business like their own—I promise you’ll get all the benefit of my experience, care, and commitment. 😊
Book a call with me here:

Calendly

Nina 1-1 Accounting Audit - Han Kwan Yeow

Hey, it’s Nina here! 😊If bookkeeping, tax deadlines, or cash flow feel overwhelming—I’ve got you. Let’s hop on a quick call, and I’ll personally help you:✅ Spot gaps in your bookkeeping & accounting setup✅ Walk you through some simple automations that saves you time in book-keeping✅ Answer any

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